Michael J. A. Pearce FPC

Mortgage Brokers

Eligible Properties

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We Can Arrange Financing For A Wide Variety Of Properties

Eligible properties include:

  •  Semi-Commercial – These properties integrate residential spaces with commercial uses, such as retail or office space. Often these properties have a ground floor retail store or office with apartment(s) above, all in the same building.
  •  Retail/Office Buildings – Designed for retail, or office sales and display, this category includes stand-alone buildings such as offices, supermarkets, local shops, chemists, department stores, bakeries, and beauty shops – as well as high street stores, and local and community shopping centres.

Shop with flat Shop with office Shop with apartment Butcher's shop with office

  •  Self-Storage Facilities – Now one of the most competitive building classes in the country, these facilities are designed primarily for storage. This category also includes cold storage, boat storage facilities, and truck terminals (transit facilities).
  •  Warehouses/Light Industrial Properties – Single and multi-tenant facilities that are used for warehousing, light manufacturing, distribution, research and development. Does not include buildings where heavy manufacturing or specialised industrial operations such as welding occur.
  •  Garage Services – Includes everything from auto repair facilities to retail garages, and part supply stores.
  •  Guesthouses/Motels – Valuation assumptions are based on facts relative to the specific property.
  •  Pubs and Restaurants – We can arrange competitively priced financing for a wide range of properties, including owner-occupied and leased facilities, as well as fast-food, and full-serve facilities in residential or urban settings.
  •  Buy to Let – We can arrange funding on residential structures owned or purchased as investments. These multi-storey buildings generally offer individual flats for rent with common area facilities, such as an entrance, lobby, lift, stairs, hallway, or grounds.

Leaseholds:

Minimum 75 years remaining on the lease at the end of the loan term. All leaseholds are subject to lease review and acceptance.

Ineligible properties include:

  •  Adult entertainment
  •  Assisted care
  •  Church/Religious
  •  Golf Course
  •  Heavy industrial
  •  Hospitals
  •  Petrol Station

 

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Your property may be repossessed if you do not keep up the repayments on mortgages or other loans secured on it.

 

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85 Glan Rhyd, Coed Eva, Cwmbran, Gwent NP44 6TZ

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